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Using the second or third pillar to buy a home

Conditions, timing, risks and opportunities: Régis Dubied, CEO of Assidu, discussed them on «La Consulenza» on RSI Rete Uno.

1 min read
In this article
  1. The topics discussed
  2. Listen to the episode

Key points

  1. Second and third pillar assets are meant for retirement, but under certain conditions they can fund the purchase of an owner-occupied home.
  2. Régis Dubied, CEO of Assidu, was the guest expert on «La Consulenza» on RSI Rete Uno.
  3. Legal conditions, the right time to use your savings, risks and opportunities: the programme covers them all.

Pension savings are intended for retirement, but the law allows early access to them, for example to buy your own home.

This was the topic of «La Consulenza», hosted by Carlotta Moccetti on Rete Uno (Radiotelevisione svizzera, RSI). Régis Dubied, CEO of Assidu SA and Insurance Specialist with Federal Diploma of Higher Education, took part as guest expert.

The topics discussed

The programme explores three key questions about using the second and third pillars to buy a home:

  1. The legal conditions for an advance withdrawal from the second pillar.
  2. The right time to use your pension savings to buy a home.
  3. The risks and opportunities of this long-term financial decision.

Listen to the episode

Practical tips and useful information for your financial well-being and that of your family: listen to «La Consulenza» on RSI (in Italian).

Updated

28 October 2026.
For information only; not a substitute for personal advice.
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