Companies · Risk and pensions
Your risks and pension provision, one integrated view
A trusted external partner
Protect continuity, control costs
- Business owners
- HR leaders
- CFOs
- Risk Managers
Whether you run an SME or an international group, effective management of risk, insurance and employee pension provision is a strategic priority: it protects business continuity, helps control costs and supports regulatory compliance.
We review your existing arrangements, identify gaps and opportunities for improvement, and develop solutions tailored to your organisation by benchmarking the most relevant providers in the market. We remain by your side throughout the relationship, particularly when managing claims.
Insurance
Corporate and professional liability, D&O, property insurance, industrial risks and other specialist covers.
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Pension provision
Occupational pensions, accident insurance and supplementary cover: cost control and employer attractiveness.
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Claims
Our specialists coordinate with insurers and represent your interests throughout the claims process.
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Why choose an independent insurance broker
Engineering your risks, with complete impartiality
An independent, family-owned Swiss insurance brokerage, established in 1979 and registered with FINMA (No. F01460823). From a rigorous review of your existing insurance policies to the active representation of your interests when a claim occurs, we design solutions that protect your business over the long term.
Strategic risk allocationTogether, we determine which risks should be retained, mitigated or transferred to the insurance market to optimise your total cost of risk.
IndependenceWe objectively compare suitable insurers and pension providers, without equity ties or commercial arrangements that could restrict our ability to act in our clients' interests.
Long-term alignmentOur approach is designed for the long term and aligned with your business strategy and the specific realities of your industry.
References
More than 5,000 companies trust us
- Reliable
- Fast
- Clear
During a helicopter flight operation in Africa, Assidu helped us extend our insurance coverage to several countries, coordinating directly with insurers and securing confirmation in time, thereby contributing to the success of the operation.
Serena Carlino Administration and AccountingSerena Carlino
Administration and Accounting
We value the personal contact with Assidu's advisors and the opportunity to discuss our company's specific needs directly with them. Having a single point of contact who represents our interests and manages relationships with insurers is a significant advantage for us.
We chose Assidu because of the trust we have in our advisor, the clarity of its services and the ability to review and manage all our insurance policies through a single point of contact.
During a helicopter flight operation in Africa, we needed to extend our insurance coverage to several African countries. Assidu's advisor maintained close communication with us and the insurers, securing confirmation of coverage in time and contributing to the success of the operation.
Reliable, fast and clear.
Assidu is a trusted partner that responds to our needs with expertise and efficiency. We highly recommend its services to individuals and businesses seeking professional, knowledgeable and reliable advice.
Catherine HauserCatherine Hauser
We particularly value Assidu's professionalism, availability and attentiveness. Its expert advice across different areas of insurance, the quality of the information provided, the thorough handling of our cases and the relevance of the proposed solutions are genuine advantages.
Assidu is a trusted partner that responds to our needs with expertise and efficiency. We particularly value this long-standing relationship, built on trust, quality service and a continuous commitment to finding suitable solutions.
- Expertise
- Reliability
- Vision
On Assidu's recommendation, we took out insurance coverage that provided substantial compensation during the Covid-19 closure in 2020, making a decisive contribution to our company's financial stability.
Yuliya Castelli Head of Finance and ComplianceYuliya Castelli
Head of Finance and Compliance
Assidu provides personalised advice based on thorough market analysis, offering tailored solutions that combine cost-effectiveness with comprehensive risk coverage.
The expertise of Assidu's professionals.
On Assidu's recommendation, we took out insurance covering the consequences of epidemics. During the closure caused by Covid-19 in 2020, this coverage provided substantial compensation, making a decisive contribution to our company's financial stability.
Expertise, reliability and vision.
- Availability
- Responsiveness
- Professionalism
If there is one thing I would particularly highlight, it is Assidu's availability and responsiveness. Whenever we have needed information, advice or assistance in handling a case, we have always been able to count on a prompt, effective and professional response.
Yannick Schaller CEOYannick Schaller
CEO
If there is one thing I would particularly highlight, it is Assidu's availability and responsiveness. Whenever we have needed information, advice or assistance in handling a case, we have always been able to count on a prompt, effective and professional response.
Availability, responsiveness and professionalism.
- Trust
- Expertise
- Closeness
What we particularly value about Assidu is the quality of its advice, the excellent ongoing support and its first-hand understanding of the local business environment, which enables the team to fully understand our activities and needs.
Géraldine BeuchatGéraldine Beuchat
What we particularly value about Assidu is the quality of its advice, the excellent ongoing support and its first-hand understanding of the local business environment, which enables the team to fully understand our activities and needs. Our partnership is built on trust, responsiveness, expertise and strong personal relationships.
For an SME like ours, having a partner with expertise across the many areas of insurance is a real advantage. Insurance is a specialist field in its own right, and having access to this expertise externally, while benefiting from such personal and efficient support, is invaluable.
Trust, expertise and closeness.
- Reliability
- Professionalism
- Kindness
Assidu provided excellent advice and support in finding an occupational pension solution tailored to our needs.
Antonietta Morgantini Administrative DirectorAntonietta Morgantini
Administrative Director
Assidu's responsiveness and professionalism in providing support.
Assidu provided excellent advice and support in finding a suitable occupational pension solution.
Reliability, professionalism and last but not least kindness.
- Professional
- Reliable
- Competent
Assidu is an important partner for our company.
Rosy Mantia Managing DirectorRosy Mantia
Managing Director
The expertise and professionalism of Assidu's team.
Assidu is an important point of contact for our company.
Professional, reliable and competent.
- Competent
- Reliable
- Responsive
Since Assidu took over the management of our insurance portfolio, we have felt secure and supported in every situation. We can always rely on expert advice and prompt assistance in handling our insurance matters.
Sladan Ranic Director of Administration and FinanceSladan Ranic
Director of Administration and Finance
We value Assidu's expertise, professionalism, reliability and responsiveness in insurance advisory services and claims management.
We chose Assidu for its professional expertise and specialised knowledge across different areas of insurance, as well as its organisational structure, which enables it to provide us with ongoing support.
Since Assidu took over the management of our insurance portfolio, we have felt secure and supported in all insurance matters. Whenever we have a question, we can count on knowledgeable and timely responses, as well as prompt assistance with important deadlines and administrative matters.
Competent, reliable and responsive.
- Professional
- Reliable
- Competent
Assidu is a professional and reliable partner in managing our company's insurance needs, with knowledgeable and experienced in-house specialists who also support us in handling any claims.
Giorgio Colombo Chief Operating OfficerGiorgio Colombo
Chief Operating Officer
Assidu is a professional and reliable partner in managing our company's insurance needs, with knowledgeable and experienced in-house specialists who also support us in handling any claims.
The relationship of trust built with our advisor over the past twenty years.
It would be difficult to single out just one occasion when Assidu has made a difference.
Professional, reliable and competent.
- Availability
- Responsiveness
- Reliability
Whether in day-to-day insurance matters or when a claim arises, we know we can count on a reliable, efficient and attentive partner.
Gérard Bossard Managing PartnerGérard Bossard
Managing Partner
We particularly value Assidu's availability and responsiveness, as well as its excellent understanding of our company. This relationship of trust, built over the years, fully reflects what we expect from an insurance partner.
Whether in day-to-day insurance matters or when a claim arises, we know we can rely on Assidu as a dependable, efficient and attentive partner.
Availability, responsiveness and reliability.
- Competent
- Reliable
- Transparent
We value Assidu's ability to provide comprehensive advice across different areas of insurance, its strong negotiating position with insurers and its commitment to transparency.
Aldo Ragusa Administrative SecretaryAldo Ragusa
Administrative Secretary
We value Assidu's ability to provide comprehensive advice across different areas of insurance, its strong negotiating position with insurers and its commitment to transparency.
Assidu's solid organisational structure and the alignment of our values.
Competent, reliable and transparent.
- Competent
- Efficient
- Versatile
We chose Assidu for its expertise and ability to optimise our insurance coverage and the associated premium costs.
Sara Regazzoni Member of the Executive ManagementSara Regazzoni
Member of the Executive Management
The ability to rely on Assidu as a single partner for all our company's insurance and occupational pension needs.
We chose Assidu for its expertise and ability to optimise our insurance coverage and the associated premium costs.
Assidu has made a difference on several occasions, providing excellent support in our day-to-day operations.
Competent, efficient and versatile.
- Expertise
- Professionalism
- Availability
We value Assidu's expertise in insurance and occupational pensions, as well as the availability and responsiveness of the in-house specialists we work with.
Monica Malnati Group Head HRMonica Malnati
Group Head HR
We value Assidu's expertise in insurance and occupational pensions, as well as the availability and responsiveness of the in-house specialists we work with.
Assidu has made a difference on several occasions, particularly in situations involving our company's specific requirements.
Expertise, professionalism and availability.
Throughout one's career, you encounter many service providers, but very few are worth putting your own reputation on the line for. Through its integrity and commitment, Assidu is one of those rare exceptions I would recommend without hesitation.
Thierry Guenot DirectorThierry Guenot
Director
Throughout one's career, you encounter many service providers, but very few are worth putting your own reputation on the line for. Through its integrity and commitment, Assidu is one of those rare exceptions I would recommend without hesitation.
Our 360° approach
From risk analysis to claims management
Every mandate begins with careful listening and a comprehensive assessment of your situation. We map your risks, compare the market and support your decisions with a clear, structured and long-term perspective.
Our approach begins with a thorough understanding of your business, to identify vulnerabilities before they result in losses.
We then develop a risk strategy tailored to your organisation.
Risk analysis and mappingWe analyse your objectives and key activities to identify potential operational, financial, cyber and liability risks.
Insurance coverage reviewAre current policies appropriate, do they contain unnecessary overlaps or leave gaps that could expose your business to uninsured risks?
Strategy and action planWe prioritise the identified risks and determine together which should be transferred to the insurance market, mitigated through preventive measures or consciously retained.
Significant negotiating leverage, as an independent partner across the Swiss and international insurance markets.
Our in-house specialists negotiate policy coverage, wording and terms directly with insurers.
Market benchmarking and tenderingWe approach and compare the most relevant providers, including specialist insurers for niche and complex risks, to secure competitive technical and pricing terms.
Comparative analysis and transparencyPremiums, benefits and policy terms compared transparently; individual conditions negotiated to reflect your actual operations and risk profile.
Implementation, policy issuance and ongoing optimisationWe coordinate the entire process through to policy issuance, then monitor and administer your policies continuously.
The value of an insurance broker becomes particularly clear when a claim occurs.
You never face the insurers alone: our specialists coordinate with insurers and represent your interests throughout the claims process.
Immediate assistanceUrgent measures, loss mitigation and the documentation required to support the claim.
Proactive claims management and coordinationLoss adjusters, experts and other parties involved, coordinated at every stage to support efficient handling by the insurer.
- Representation, settlement and indemnity
We represent your interests firmly to secure an appropriate indemnity and a prompt, fair settlement that helps preserve business continuity.
In our clients' words
On Assidu's recommendation, we took out insurance coverage that provided substantial compensation during the Covid-19 closure in 2020, making a decisive contribution to our company's financial stability.
Employee Benefits
Employee Benefits, a strategic advantage for your employer proposition
Occupational pensions and personal insurance are more than a cost item: properly structured, they help attract and retain talent. Working alongside your HR team, our specialists coordinate occupational pensions (BVG/LPP), mandatory accident insurance (UVG/LAA) and daily sickness allowance insurance, taking account of your employment contracts, collective labour agreements and applicable Swiss regulations.
Structure your occupational pension provision: tailored pension solutions and plans for different employee categories, including supplementary and 1e plans for senior management.
Coordinate occupational pensions, accident insurance and daily sickness allowance insurance to minimise material protection gaps.
Create a competitive advantage with benefits beyond statutory minimum requirements.
Support and inform your employees: information sessions on the Swiss pension system and help understanding their pension fund statement.
We assess their respective merits based on a rigorous analysis of costs, benefits and potential returns.
Insurance for your business
Managing your company's total cost of risk
An effective corporate insurance programme is an integrated framework designed to protect your assets, liabilities and human capital. We design integrated insurance solutions that eliminate unnecessary overlaps and address material coverage gaps.
Asset protection
Protection for your physical property and for the financial stability of your business when a major event occurs.
- Property insurance
- Buildings, plant and equipment, stock and goods in transit, with particular attention to appropriate sums insured and the risk of underinsurance (replacement value).
- Business interruption (BI)
- Insured gross profit established from your financial statements and a suitable indemnity period, typically 24 months.
Liability and specialist risks
Tailored protection for both the corporate entity and the individuals responsible for managing it.
- Public and products liability
- Extended cover for your business activities and direct exports, including North American jurisdictions, and product recall costs.
- Professional indemnity
- Financial losses arising from alleged professional errors, omissions or failures in the delivery of services.
- Directors & Officers (D&O)
- Protection for the personal assets of directors and senior executives against claims arising from alleged breaches of duty or management errors.
- Cyber insurance
- First-party losses (IT outages, business interruption) and third-party liabilities (revFADP, GDPR).
Employee protection – Employee Benefits
Your employees are central to the resilience and growth of your business: occupational pensions and personal insurance, designed together.
- Occupational pensions (BVG/LPP)
- Tailored pension solutions and plans for different employee categories.
- Accident and sickness
- Accident insurance (UVG/LAA), supplementary accident cover and daily sickness allowance insurance, coordinated with your occupational pension provision.
- Employee information
- Information sessions on the Swiss pension system and help understanding the pension fund statement.
Why choose Assidu as your partner
A single point of contact, one consolidated view
A consolidated viewYour costs, coverage and strategic priorities for insurance and occupational pensions, at a glance.
In-house specialistsHighly qualified professionals with long experience in every field, employed directly by Assidu, not by external partners.
No unnecessary overlaps, no material gapsCoherent insurance programmes aligned with your actual risk exposure, with an appropriate balance between premiums and benefits.
Business continuityProactive claims management and greater visibility over key insurable risks for your management.
Employee Benefits as a strategic leverA well-structured benefits programme reduces administrative complexity while strengthening your attractiveness as an employer.
Diagnostic meeting
Assess the optimisation potential of your insurance programme
Would you like to identify tangible opportunities to improve your coverage, costs or Employee Benefits? An initial diagnostic meeting, free of charge and without obligation, to determine the most appropriate scope for a detailed insurance audit.
Initial diagnostic meetingA review of your overall situation.
Tailored audit proposalAn audit scope designed around your priorities.
OptimisationA rationalised insurance programme, unnecessary overlaps eliminated, premiums and coverage optimised.
